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E21 - Should I bother?

Posted: Mon May 16, 2011 9:45 pm
by Griff
Hi everybody, I tend to lurk a lot on here and not post too much.

A few months ago I was looking for my dads old car (worth a try - VFV3Y, Henna red, last known in Leeds) but with no luck. But with the insurance on my 'normal' car expired I don't fancy shelling out stupid amounts of money to reinsure it again and I fancy a change anyway, so I thought E21 of course! Now my problem is that I am only 19 and of course insurance will once again be the big issue, so if anybody is a similar age and has any recommendations before I start sitting through endless call centres and disappointment that would be fantastic.

Thanks in advance.

Re: E21 - Should I bother?

Posted: Mon May 16, 2011 9:54 pm
by e21-Mark
Try and find a company that will offer you a limited mileage, classic car policy.

Re: E21 - Should I bother?

Posted: Mon May 16, 2011 10:01 pm
by Griff
Yeah I know of a few companies which offer classic policies for younger drivers, Footman James and Peter S. Taylor are a couple I've had quotes from before on other cars but I was wondering if anybody had any specific recommendations or experiences, as obviously BMWs do have a certain reputation...

Re: E21 - Should I bother?

Posted: Mon May 16, 2011 10:05 pm
by e21-Mark
Stick with a 4 cylinder car to begin with I reckon. Go for body condition over mechanical. Buy the best car you can afford although bits are relatively cheap and the cars themselves are simple and easy enough to maintain.

Re: E21 - Should I bother?

Posted: Tue May 17, 2011 11:31 am
by DrGonzoPOW
If your after a classic thats easy to work on and cheap for parts you wont find much better

Re: E21 - Should I bother?

Posted: Tue May 17, 2011 11:25 pm
by MRE21
Try Lancaster insurance. They quoted me £160 for a year 3k miles on a classic policy. Good luck! Ali

Re: E21 - Should I bother?

Posted: Wed May 18, 2011 12:19 am
by murran
normally classic policys are over 25s? some are 21 tho i think?

Re: E21 - Should I bother?

Posted: Wed May 18, 2011 7:09 pm
by Griff
Just tried Lancaster (online thought) with a limited milage fully comp policy...£5500 (yes that is £5500)

I'm going to give a ring to the companies I know have specific classic policies for younger drivers and hopefully they'll be a bit (lot) more competitive!

Re: E21 - Should I bother?

Posted: Wed May 18, 2011 7:29 pm
by e21-Mark
How old are you and what model of e21 did you say you had?

Re: E21 - Should I bother?

Posted: Wed May 18, 2011 7:39 pm
by Griff
19, license 2 years and clean with no claims, also got an IAM qualification, limited to 3000 miles on a 316 unmodified. I've never has a reasonable quote off Lancaster in the past so I'm not surprised, hopefully I should fair better with the others.

Re: E21 - Should I bother?

Posted: Wed May 18, 2011 8:07 pm
by DrGonzoPOW
Try performance direct ?

Re: E21 - Should I bother?

Posted: Wed May 18, 2011 8:16 pm
by e21-Mark
Try here. It says 21 but evidently they will consider younger.

http://www.lynbrookins.co.uk/

Re: E21 - Should I bother?

Posted: Wed May 18, 2011 8:22 pm
by m3gaz
Footman James,Carole Nash or Heritage or seeing as its a 316 try Sheilas wheels :wha .....What reputation?I'd like to know as i've never had a reputation!

Re: E21 - Should I bother?

Posted: Wed May 18, 2011 8:44 pm
by louisE21
im 17 got a e21. paying like 2k a year but its worth it. did have a e30 325 as my first car that was 3500k. been driving since feb. wouldnt have anything other than old school bmw

Re: E21 - Should I bother?

Posted: Thu May 19, 2011 3:00 pm
by Griff
Cheers for the info here everyone! I'll get on it!

As for the reputation m3gaz, young lads and BMWs tend to be a no no to insurance companies! I wouldn't know why...